Back in june I had a 45mph laydown of my 109. Both sides got scratched up pretty well but the bike slid to a stop (vs slamming into anything). Figuring it was mostly cosmetic I had it taken to the dealer and filed a claim with the insurance company. They just called and said that they totaled the bike due to the damages totaling almost $10k
Bike is an '06 with about 6,000 miles on it. Looking at the estimate the big ticket items are:
Exhaust - $1,900
Magneto cover - $921
Fuel Tank - $1,200
Headlight cover $300
Front and rear fender assy - $500
Front turn signals - $200 (both)
Air cleaner covers - $186 each
Frame Grip Right and Left (? WTF ?) - $700 each
They offered me $8,700 payoff or $5,900 if I take the bike back with a salvage title. I'm in PA so I would assume there is a process for getting the title cleared later.
Thoughts ?. I have to call them back tomorrow with a decision.